Marcus Ellenbogen

5 entries

Cover illustration for “Price Match Rituals and Receipt Audit Habits Among Budget-Conscious Shoppers”

Price Match Rituals and Receipt Audit Habits Among Budget-Conscious Shoppers

Marcus Ellenbogen9 min read

Cover illustration for “Subscription Sharing and Account Pooling as Cost Reduction”

Subscription Sharing and Account Pooling as Cost Reduction

Marcus Ellenbogen9 min read

Paycheck-to-Paycheck

Bill Smoothing Strategies Used by Low-Income Households

Rising utility debt forces low-income families to master bill-smoothing tactics.

Marcus Ellenbogen10 min read

Paycheck-to-Paycheck

Free Trial Conversions and Their Outsized Impact on Thin Budgets

Credit card requirements boost trial conversions five times over by exploiting human forgetfulness.

Marcus Ellenbogen8 min read

Paycheck-to-Paycheck

Cover illustration for “Subscription Creep as a Paycheck-to-Paycheck Accelerant”

Subscription Creep as a Paycheck-to-Paycheck Accelerant

Marcus Ellenbogen11 min read